10 Provisions
| Employee provisions £m |
Insurance provisions £m |
Total £m |
|
|---|---|---|---|
| At 1 January 2008 | 1.1 | 9.1 | 10.2 |
| Utilised | (0.1) | (1.6) | (1.7) |
| Additions | 0.7 | – | 0.7 |
| At 31 December 2008 | 1.7 | 7.5 | 9.2 |
The Company has provisions for self-insurance in respect of claims incurred but not yet received and employee provisions which comprise obligations to former employees that are not related to retirement or post-retirement obligations. The majority of the provisions are expected to be utilised within five years.